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License # 40366128
Jim Kmecik
Our Location:
5722 Miller Trunk Hwy
Suite B
Duluth MN 55811

What is NAPIA?


   NAPIA stands for the National Association of Public Insurance Adjusters. NAPIA members are experts in the profession of public insurance adjusting who have joined together for the express purpose of professional education, certification and promotion of a rigid code of professional conduct and ethics.


you can visit the NAPIA website here.


What Does a Public Insurance Adjuster Do?


   A public insurance adjuster is employed exclusively by you and not the insurance company. They are your professionals on loss adjustments who assist you in preparing, filing and adjusting insurance claims after a insured loss. They conduct inventories, arrange for any appraisals and fulfill those portions of the policy which impact you. This usually involves many steps you may know little or nothing about, but which can make a significant difference in the amount of the final adjustment.


What Is The Public Insurance Adjuster's Fee For Their Services?


   The public insurance adjuster's fee is a percentage of the insurance company's settlement with you. By seeking to maximize your settlement, your public insurance adjuster's service can save you the cost of his fees.


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