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| Office: |
| 218.722.3160 |
| Toll Free |
| 800.273.3160 |
| Fax: |
| 218.722.2538 |
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| License # 5000732 |
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Ron Hetland |
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| Our Location: |
| 4887 Miller Trunk Hwy.
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| Duluth, MN 55811 |
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Our Services |
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Adjusters for fire,
wind, smoke, steam, theft, hail, vandalism & water. |
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Do you understand
all the terms used in your insurance policies? Policies can be complicated
and filled with terms you might not understand. You can't be expected to
know all that your policy entitles you to, considering the basic policy, all
riders, and endorsements. Understanding your insurance policy requires
specific training and we have that. Our job is to represent you, not the
insurance company. The insurance companies hire professionals to represent
them, you deserve trained professionals to represent you…we are those
trained professionals. We assume the burden. |
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The
service that we offer is “unique”. Every loss is unique. No two business or
home recovery situations are ever the same. We have the knowledge and
ability to organize your claim. We know your policy and will obtain the
maximum settlement that your policy allows |
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What we do for you! |
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Will help arrange temporary repairs and living arrangements
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Will help arrange protect the property from further damage
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Prepare a written estimate of the building
damage
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Inventory and separate damaged and
undamaged contents
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Prepare records and documentation for
living expense recovery
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Negotiate value of loss for building and
contents with the insurance company adjustor to obtain the highest
settlement your policy allows
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We assist you in completing all forms necessary
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Assist in any other aspect of claim process
as the need arises
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What Is
a Proof of Loss? |
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Is there anything below that you
don't understand? If so, you need our help! |
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Sworn statement
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Proof of loss
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Non waiver
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Replacement cost
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ACV (Actual Cash Value)
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Release forms
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Valued policy law
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Broad evidence rule
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C & O
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Co-Insurance
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Insurable Interests
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Reservation of Rights
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ACV
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